Monday, July 6, 2020 / by Jessica Nager
Buying a house is very exciting, but has anyone ever shown you what the 4 closing costs associated with buying a home are?
Buying a house without knowing your budget is sort of like painting your house without knowing the color. When you know your budget, you’ll be better prepared and there will inevitably be fewer surprises.
Hi, I’m Ryan Nager with the Ryan Nager Group and in this video, I’m going to walk you through the 4 buyer closing costs associated with buying a home and what you can expect. Knowing these numbers will help you make wise financial decisions and the truth is... good deals go fast. When you know your numbers, you can't take advantage of good deals without hesitation.
1. Money For Your Down Payment This isn’t so much as cost... as you’re putting it towards the house but it does leave your bank account. Generally, you can see down payments anywhere from 3-20% of the purchase price.
2. Title Costs When you close o ...
Friday, December 27, 2019 / by Jessica Nager
It’s not 1999 anymore—and that means your first showing is going to take place online. If you want your house to sell fast and for the most amount of money, you need to make sure it looks as good as possible. To do that, it’s critical that your listing includes professional pictures and videos.
The fact is, people don’t really need to sell their homes with a traditional real estate agent anymore. While there are a variety of options on how to sell a house—whether for sale by owner, with a flat-fee brokerage, or with an awesome real estate agent like me—presenting a property in the best light possible is non-negotiable in today’s market.
The way people shop for real estate has also changed: over 90% of searches for a new home start online. The majority of this initial interest won’t involve you (or your realtor) at all. A prospective buyer will find a property they like on a real estate search ...
Thursday, December 12, 2019 / by Jessica Nager
Do you currently feel stuck because you want to buy a new house, but need to sell your old one first? If you’re confused by the process, you’re not alone—but that’s why I’m here to help you navigate. If you find yourself in the position of needing to buy a new home and sell your existing one simultaneously, then this information is for you. By timing your steps and planning ahead, you’ll be able to save thousands of dollars and avoid being temporarily homeless.
You might be thinking, sure, homeless…it’s not that serious, is it? The truth is that the crucial period between closings could lead you to couch surfing if you don’t execute your timing correctly. Timing your sale and your purchase at the same time is what will enable you to come out of this successfully.
Since most Americans who own a home will find themselves in this position, I’ve created a&nb ...
Sunday, December 1, 2019 / by Jessica Nager
Everyone wants to sell their house for top dollar, but did you know that pricing your home for a high amount is not the way to do it? You might be surprised to learn that your best chance of making the most on your sale is by limiting your market time. The fact is that a lower market time = a higher offer price, so you’ll want to read carefully if you’re looking to make the most of your property.
The Importance of The First Few Weeks
When you list your house for sale, you’re going to get the most traffic within the first few weeks your property is on the market. Why? Serious buyers and real estate agents that have been scouring listings for weeks will be looking for fresh deals—and you’ll be the new kid on the block. The buzz created by your emergence on the market creates a sense of urgency amongst buyers. They’re going to want to schedule a showing to make sure they have a chance to get their bid in ...
Saturday, November 16, 2019 / by Jessica Nager
Making the decision to buy a house is exciting, and your emotions will be running high as you embark on this new journey. But before you get carried away searching online for properties, you’ll need to answer an important question: how much should I spend on a house?
Determining a price range you’re comfortable with is the most important part of the home buying process—and should be the deciding factor in the types of properties you search for. You’ll be committing to a monthly payment, so you need to decide what you can comfortably afford based on a monthly housing budget. A loan preapproval shouldn’t dictate the intended purchase price of your new home, since the preapproval letter doesn’t break down what you’re recurring payments will be.
How much you’re able to spend on a house should be based solely on the number of total housing expenses you can afford per month. Your monthly mortga ...